Life Insurances in New York

Life insurance is unique among all types of insurance in that it only benefits the policyholder upon his or her demise. New York life insurance companies offer various rates depending upon the type of coverage desired, though all policies are geared toward protecting the families and loved ones of the policyholder in the event of death. Various types of life insurance are available to consumers – including whole life coverage, universal life coverage, and limited-pay – each with their own set of benefits and premiums.